Q & A:

Q: Will I need to calculate the national conversion from my national currency to Euros?

A: No, InterCredit will do the conversion for you.

Q: What should I say to my clients and suppliers?

A: Inform them that you will deal in Euros beginning December 2001. Invoices and payments should be issued in Euros. InterCredit, Inc., will make payments to your suppliers and receipts from your customers in Euros.

Q: How should I pay my suppliers in Euro countries?

A: Starting December 2001 your payments should be made in euros, while settlement will still be in your domestic currency. If your beneficiary does not have an euro account, the bank automatically converts the payment into the national currency.

In order to help and assist clients settling parables from 2001, national currencies will not be removed from our currency listing until the end of January 2002

Q: What foreign exchange products do you offer?

A: Bank Drafts
Wire Transfer
Forward Contracts
Check Collection

Q: What are your hours of operations?

A: Our representatives are available to assist you at 1-877-418-1570 Monday through Friday 8.30 to 6.00 pm. Eastern Time. You can also initiate a transaction over the Internet 24 hours a day.

Q: How long does it take for my transactions to be finished?

A: Most transactions are fulfilled with us within minutes

Q: Is there a minimum/maximum limit per transactions that I can make with InterCredit?

A: No

Q: How can I buy from InterCredit, Inc?

A: Just give us a call and we will gladly take care of you